Burial Insurance Plans Starting Under $1/Day — No Medical Exam Required
See how affordable final expense insurance really is. Coverage from $5,000 to $35,000 to protect your family from funeral costs, medical bills, and everyday expenses.
- No medical exams, no blood tests
- Your rate is locked in for life
- Benefits typically paid within 24-48 hours*
- Coverage never decreases
Burial Insurance Plans Starting
— Under $1/Day —
No Medical Exam Required
Get Your Free Quote in 60 Seconds
We compare plans from America's top-rated insurance carriers
Why Burial & Final Expense Insurance?
Give your family peace of mind and protect them from the financial burden that comes with end-of-life costs.
Covers All Final Costs
Funeral services, burial or cremation, casket, headstone, flowers, and all related expenses are fully covered.
Protects Your Family
Your loved ones won't have to choose between grieving and worrying about how to pay for your funeral. The benefit pays out quickly.
Guaranteed Acceptance
No medical exams, no blood tests, no doctor visits. Most applicants are accepted regardless of current health conditions.
Guaranteed acceptance plans include a graded benefit period. Full death benefit begins after 2-3 years; during this period, beneficiaries receive a return of premiums paid plus interest.
Affordable Premiums
Coverage starts at less than $1 per day. Your premium is locked in for life and will never increase as you age.
Lifetime Coverage
This is whole life insurance, not term. Your coverage never expires and your benefit never decreases as long as premiums are paid.
Fast Benefit Payout
Benefits are typically paid to your beneficiary within 24-48 hours of filing a claim, subject to carrier processing times.
The Gap Your Family Could Face
Without burial insurance, your loved ones may be left to cover thousands in unexpected funeral costs.
See My Rates →How It Works
Getting covered is simple. Here's what to expect.
Fill Out the Form
Answer a few quick questions above. It takes less than 60 seconds and there's zero obligation.
Get Your Custom Quote
A licensed agent will call you within minutes to review your options and find the best plan for your budget.
Choose Your Coverage
Pick the plan that works for you. Most people are approved the same day with coverage starting immediately.
What Our Clients Say
Families who took the step to protect their loved ones.
"I was paying way too much with my old policy. They found me better coverage for almost half the price. Wish I'd called sooner."
"After my husband passed, I realized how important this coverage is. They helped me find a plan I can actually afford on a fixed income. So grateful."
"My agent took the time to explain every option in plain English. No rush, no pressure. I finally feel good about my family's coverage."
"The whole process took maybe 10 minutes. My daughter helped me get started online and the agent walked us through the rest. Couldn't be easier."
* Individual results may vary. Testimonials reflect personal experiences and are not guaranteed outcomes.
Common Questions About Burial Insurance
Everything you need to know about burial and final expense insurance.
Burial insurance, also known as final expense insurance, is a type of whole life insurance designed specifically to cover end-of-life costs like funeral services, burial or cremation, medical bills, and other outstanding debts. Coverage typically ranges from $5,000 to $35,000 and premiums are affordable because the benefit amounts are smaller than traditional life insurance.
No. Most burial and final expense plans require no medical exam, no blood tests, and no doctor visits. You'll answer a few simple health questions on the application, and many plans offer guaranteed acceptance regardless of health conditions like diabetes, COPD, or heart disease.
Premiums depend on your age, health, and coverage amount, but most people pay between $30 and $80 per month. That's roughly $1-$2.50 per day. Your rate is locked in when you enroll and will never increase, no matter how old you get or if your health changes.
No. Your premium is locked in for life from the day you enroll. It will never go up regardless of age or health changes. This is one of the biggest advantages of whole life final expense insurance over term policies.
Most carriers pay the death benefit within 24-48 hours of receiving a completed claim, subject to carrier processing times. This means your family will have the funds available quickly to cover funeral costs and other expenses without any financial stress.
Many people who've been declined for traditional life insurance still qualify for final expense coverage. We work with multiple carriers and specialize in finding coverage for people with pre-existing conditions. Fill out the form above and we'll find the best option for your situation.
Your Rate Goes Up Every Birthday
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