Burial insurance (also called final expense insurance) covers funeral costs, medical bills, and everyday expenses so your loved ones never have to worry about money during the hardest time of their lives.
See what you qualify for in 60 seconds
Give your family peace of mind and protect them from the financial burden that comes with end-of-life costs.
Funeral services, burial or cremation, casket, headstone, flowers, and all related expenses are fully covered.
Your loved ones won't have to choose between grieving and worrying about how to pay for your funeral. The benefit pays out quickly.
No medical exams, no blood tests, no doctor visits. Most applicants are accepted regardless of current health conditions.
Coverage starts at less than $1 per day. Your premium is locked in for life and will never increase as you age.
This is whole life insurance, not term. Your coverage never expires and your benefit never decreases as long as premiums are paid.
Benefits are typically paid to your beneficiary within 24-48 hours of filing a claim, so expenses are covered immediately.
Without burial insurance, your loved ones may be left to cover thousands in unexpected funeral costs.
Check Your Rate NowGetting covered is simple. Here's what to expect.
Answer a few quick questions above. It takes less than 60 seconds and there's zero obligation.
A licensed agent will call you within minutes to review your options and find the best plan for your budget.
Pick the plan that works for you. Most people are approved the same day with coverage starting immediately.
Families who took the step to protect their loved ones.
"I was worried I wouldn't qualify because of my diabetes, but I was approved the same day. My kids don't have to worry about a thing now. Best decision I've made."
"After my brother passed and left no insurance, I saw how hard it was on his family. I called the next week and got covered for $42 a month. Peace of mind is priceless."
"The agent was so patient and kind. No pressure at all. He explained everything clearly and helped me pick a plan that fits my Social Security budget. I'm so grateful."
Everything you need to know about burial and final expense insurance.
Burial insurance, also known as final expense insurance, is a type of whole life insurance designed specifically to cover end-of-life costs like funeral services, burial or cremation, medical bills, and other outstanding debts. Coverage typically ranges from $5,000 to $35,000 and premiums are affordable because the benefit amounts are smaller than traditional life insurance.
No. Most burial and final expense plans require no medical exam, no blood tests, and no doctor visits. You'll answer a few simple health questions on the application, and many plans offer guaranteed acceptance regardless of health conditions like diabetes, COPD, or heart disease.
Premiums depend on your age, health, and coverage amount, but most people pay between $30 and $80 per month. That's roughly $1-$2.50 per day. Your rate is locked in when you enroll and will never increase, no matter how old you get or if your health changes.
No. Your premium is locked in for life from the day you enroll. It will never go up regardless of age or health changes. This is one of the biggest advantages of whole life final expense insurance over term policies.
Most carriers pay the death benefit within 24-48 hours of receiving a completed claim. This means your family will have the funds available almost immediately to cover funeral costs and other expenses without any financial stress.
Many people who've been declined for traditional life insurance still qualify for final expense coverage. We work with multiple carriers and specialize in finding coverage for people with pre-existing conditions. Fill out the form above and we'll find the best option for your situation.
Every day you wait, rates go up. Lock in your rate today and give your family the protection they deserve.
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