Terms of Service

Welcome to True Life Enrollment. By accessing or using our website at truelifeenrollment.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site.

1. About Our Services

True Life Enrollment is an independent insurance agency that connects consumers with licensed insurance agents who offer final expense and burial insurance products. We are not an insurance company. We do not underwrite or issue insurance policies. All policies are issued by the insurance carriers listed on or referenced through our Site.

Our Site provides general information about final expense and burial insurance products. The information on this Site does not constitute insurance advice, financial advice, or legal advice. You should consult with a licensed insurance professional regarding your specific needs.

2. Eligibility

You must be at least 18 years of age to use our Site or submit information through our forms. By using our Site, you represent and warrant that you meet this age requirement.

3. Information You Provide

When you submit information through our quote request form or any other form on our Site, you agree to provide accurate, current, and complete information. The information you may be asked to provide includes:

• Your name, date of birth, phone number, email address, and zip code
• Insurance coverage preferences
• General health-related information for quoting purposes

You understand that providing false or misleading information may affect the accuracy of any insurance quotes you receive and could impact your eligibility for coverage.

4. Consent to Be Contacted

By submitting your information through our Site, you expressly consent to be contacted by True Life Enrollment and/or its licensed insurance agent partners by telephone (including automated or pre-recorded calls), text message (SMS/MMS), and email at the contact information you provide, for the purpose of discussing insurance options. Message and data rates may apply. This consent is not a condition of purchasing any insurance product.

You may revoke your consent to be contacted at any time by contacting us at contact@truelifeenrollment.org, replying "STOP" to any text message, or clicking the unsubscribe link in any email.

5. No Guarantee of Coverage

Submitting a quote request does not guarantee that you will be offered insurance coverage. All insurance products are subject to the underwriting guidelines, terms, conditions, and exclusions of the issuing insurance carrier. Coverage availability, benefits, and premiums may vary based on individual circumstances including age, health, and state of residence.

6. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of True Life Enrollment or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

7. Prohibited Uses

You agree not to use our Site to:

• Submit false, misleading, or fraudulent information
• Interfere with or disrupt the operation of the Site
• Attempt to gain unauthorized access to any systems or data
• Use automated tools to scrape, crawl, or extract data from the Site
• Violate any applicable local, state, national, or international law

8. Disclaimer of Warranties

Our Site and all content, information, and services provided through it are offered on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the fullest extent permitted by law, True Life Enrollment and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, any information provided through the Site, or any insurance product purchased as a result of using the Site.

10. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of those third-party sites. We encourage you to review the terms and privacy policies of any third-party site you visit.

11. Insurance Disclaimers

True Life Enrollment is an independent insurance agency, not an insurance company. Policies are issued by the insurance carriers listed on this Site. True Life Enrollment is not affiliated with or endorsed by Medicare, Medicaid, Social Security, or any government agency. True Life Enrollment is licensed in 37 states.

12. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of laws principles. Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the courts located in Miami-Dade County, Florida.